About Garden Assured Experts

Your Garden's Guardian Angels

For over 15 years, Garden Assured Experts has been the leading provider of comprehensive garden insurance and protection services. We understand that your garden represents more than just plants and landscaping – it's a significant investment in your property's value and your quality of life.

Our specialized team of horticultural insurance experts combines deep knowledge of gardening with cutting-edge risk assessment technology. We protect everything from prize-winning rose gardens to extensive commercial landscapes, offering tailored coverage that traditional insurance companies simply can't match.

Founded by master gardener and insurance veteran Margaret Thompson, our company has successfully protected over 12,000 gardens nationwide. We've handled everything from weather damage and pest infestations to vandalism and accidental damage, ensuring our clients can cultivate their passion without worry.

What sets us apart is our unique understanding of seasonal risks, plant valuations, and the specialized care required for different garden types. Whether you're protecting a heritage garden, commercial greenhouse operation, or your family's backyard oasis, we provide the expertise and coverage you need.

Professional garden insurance experts at work

Our Protection Services

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Plant & Landscape Coverage

Comprehensive protection for rare plants, mature trees, and landscape investments. Coverage includes weather damage, disease, and accidental loss with full replacement value.

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Garden Structure Insurance

Protection for greenhouses, gazebos, sheds, and garden buildings. Includes coverage for irrigation systems, lighting, and specialized garden equipment.

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Seasonal Risk Management

Specialized coverage for seasonal risks including frost damage, drought protection, and storm coverage tailored to your garden's specific needs and regional climate.

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Equipment & Tool Protection

Coverage for garden tools, machinery, and equipment including mowers, trimmers, and specialized horticultural equipment against theft and damage.

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Garden Appraisal Services

Professional garden valuations by certified horticultural appraisers to ensure accurate coverage amounts and proper protection for your investment.

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Emergency Response

24/7 emergency response for garden disasters including immediate assessment, temporary protection measures, and fast-track claim processing.

Why Choose Our Garden Protection

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Specialized Expertise

Our team includes certified master gardeners and horticultural insurance specialists who understand the unique risks and values of garden investments.

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Accurate Valuations

Professional plant and landscape appraisals ensure you're properly covered without overpaying for unnecessary protection levels.

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Fast Claims Processing

Average claim resolution in 48 hours with our streamlined digital process and network of garden restoration specialists.

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Nationwide Coverage

Comprehensive protection available across all 50 states with local expertise and understanding of regional gardening challenges.

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Digital Convenience

Manage your policy, file claims, and access resources through our user-friendly digital platform available 24/7.

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Comprehensive Protection

Coverage extends beyond basic property insurance to include specialized garden risks that standard policies exclude.

What Our Clients Say

"After losing my prize-winning orchid collection to an unexpected freeze, I thought I'd never recover the investment. Garden Assured Experts not only covered the full replacement cost but connected me with specialists who helped rebuild my collection even better than before."

Robert Martinez

Orchid Enthusiast, Phoenix

"Our commercial greenhouse operation was devastated by a hailstorm. The team at Garden Assured Experts had assessors on-site within hours and approved our claim the same day. Their understanding of our business was incredible – they knew exactly what we needed to get back up and running."

Sarah Johnson

Greenhouse Owner, Denver

"I was skeptical about garden insurance until vandals destroyed my heritage rose garden that took 20 years to cultivate. Garden Assured Experts not only compensated me fairly but their restoration team helped replant with historically accurate varieties. They truly understand the emotional value of gardens."

Elizabeth Thompson

Heritage Gardener, Charleston

"As a landscape architect, I recommend Garden Assured Experts to all my high-end residential clients. Their policies protect not just the plants but the design investment, irrigation systems, and specialized features. They're the only company that truly gets luxury landscaping."

Michael Kim

Landscape Architect, Beverly Hills

"The digital platform makes managing our multiple garden properties so easy. I can file claims, update coverage, and access garden care resources all in one place. When our Japanese maple collection needed emergency treatment after storm damage, their app connected me instantly with local arborists."

Amanda Foster

Property Manager, Seattle

"After 30 years of gardening, I thought I'd seen every possible disaster. But when an irrigation malfunction flooded my raised beds, destroying years of soil preparation and rare perennials, I was devastated. Garden Assured Experts covered everything – even the custom soil amendments. Incredible service."

David Wilson

Master Gardener, Portland

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